Individual Dental Plans
There are only a handful of carriers offering individual dental insurance in Washington State.
The dental plans that are available are regularly investigated by us. It is our opinion
that the plans listed here represent the best individual options available at this
time. As you are reviewing the information, please call with any questions.
Multiflex Dental offers the Classic Select Plan that has a
higher level of benefits if you use a DenteMax network provider, but still gives you the
freedom to see an out-of-network dental provider at a lower benefit percentage. There
are two plans to choose from: the Classic Select $1500 or the Classic
Dental is an individual dental insurance plan that allows you to
select your own dentist, and is available for you and your family. There
are two plans to choose from: Indemnity (Plan A) and PPO (Plan B).
Both plans allow you to choose either a $1500, $2500 or $3500 Calendar Year Maximum.
choose the PPO Plan you'll save on out-of-pocket costs when visiting an
In-Network Dentemax Provider.
Dental TrueCare Washington is an individual dental insurance plan
that offers affordable quality dental care for you and your family.
Members receive their care at one of the Willamette Dental offices (more than 60
locations throughout Washington). There is no maximum to the amount of
dental services that this plan will cover, nor are there any deductibles that
need to be met. Routine and preventive services are covered with low
copayments. Major services (such as crowns, bridges & dentures) and
orthodontic treatment are covered following a twelve-month waiting period at
substantial savings with predictable costs.
SmartSmile Dental offered by Dental Health
Services, is a popular plan for those in immediate need of dental work.
SmartSmile is one of the least expensive options, however,
there is a very small list of dentists to choose from. The plan does include an orthodontia
benefit for children.
Incentive 10 Dental is offered by LifeMap. With the Incentive 10 Dental plan your benefits
increase as you have your teeth cleaned & examined every year. Each
year that you see the dentist for an annual exam and cleaning means greater
benefits and fewer out-of-pocket expenses the next year. There is
a 6 month
waiting period for restorative services and a 12 month waiting period for major
services. You can choose any dentist but can save even more by using a network
Dollar-Based Dental is offered by LifeMap. The Dollar-Based
Dental plan allows you to spend your dental dollars your way. This plan is
similar to the Incentive 10 dental plan in that each year you see a dentist for
an annual exam and cleaning you'll receive greater benefits the next year.
After a 6 month waiting period, the plan pays 100% of the first $150 care (no
deductible to meet), 80% of the next $500, and 50% of remaining care until
Annual Benefit Maximum is reached (starts out at $750 and increases each year to
Lifewise Health Plan of Washington:
Dental Plans only available for current LifeWise members.
Premera Blue Cross: Does not offer an individual dental plan at this time.
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