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Individual Plan Open Enrollment Dates:
November 1st to December 15th for a January 1st effective date. During this time only can plan changes be made unless you are eligible for special enrollment (loss of group coverage, new to state, etc.)
Medicare Open Enrollment Dates:
October 15th to December 7th for a January 1st effective date. During the annual enrollment period (AEP) you can make changes to various aspects of your coverage.